:root{
  --bg:#f8fafc;--surface:#ffffff;--surface-soft:#f1f5f9;--text:#0f172a;--muted:#475569;--line:#e2e8f0;
  --primary:#315cff;--primary-2:#7c3aed;--success:#16a34a;--warning:#f59e0b;--shadow:0 22px 60px rgba(15,23,42,.10);--radius:24px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.7}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px 14px;border-radius:12px}.skip:focus{left:12px;z-index:20}.container{width:min(1140px,calc(100% - 36px));margin-inline:auto}.topbar{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.86);backdrop-filter:blur(16px);border-bottom:1px solid rgba(226,232,240,.8)}.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:900}.brand img{width:184px}.menu{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:700;color:#334155}.menu a{padding:10px 12px;border-radius:999px}.menu a:hover,.menu a[aria-current="page"]{background:#eef2ff;color:#1d4ed8}.hero{padding:76px 0 44px;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 18% 8%,rgba(49,92,255,.14),transparent 28%),radial-gradient(circle at 84% 18%,rgba(124,58,237,.14),transparent 26%);pointer-events:none}.hero-grid{position:relative;display:grid;grid-template-columns:1.04fr .96fr;align-items:center;gap:42px}.eyebrow{display:inline-flex;gap:8px;align-items:center;padding:8px 13px;border:1px solid #c7d2fe;background:#eef2ff;color:#1e40af;border-radius:999px;font-size:13px;font-weight:800}.hero h1{font-size:clamp(38px,6vw,70px);line-height:1.04;letter-spacing:-.055em;margin:18px 0 20px}.lead{font-size:clamp(17px,2vw,21px);color:var(--muted);max-width:680px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;padding:14px 22px;font-weight:900;border:1px solid transparent;transition:.2s transform,.2s box-shadow}.btn:hover{transform:translateY(-2px)}.btn-primary{background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;box-shadow:0 18px 40px rgba(49,92,255,.22)}.btn-secondary{background:#fff;color:#1e293b;border-color:var(--line)}.hero-card{background:#fff;border:1px solid rgba(226,232,240,.88);border-radius:34px;padding:16px;box-shadow:var(--shadow)}.hero-card img{border-radius:24px}.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}.trust div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px}.trust strong{display:block;font-size:24px;line-height:1.1}.trust span{color:var(--muted);font-size:13px;font-weight:700}.section{padding:58px 0}.section-title{max-width:800px}.section-title h2{font-size:clamp(28px,4vw,46px);line-height:1.12;letter-spacing:-.035em;margin:0 0 12px}.section-title p{color:var(--muted);font-size:18px;margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 12px 34px rgba(15,23,42,.05)}.card h3{margin:10px 0 10px;font-size:22px;line-height:1.25}.card p{color:var(--muted);margin:0}.icon{width:44px;height:44px;border-radius:14px;background:#eef2ff;color:#315cff;display:grid;place-items:center;font-weight:900}.article{background:#fff;border:1px solid var(--line);border-radius:32px;padding:clamp(22px,4vw,46px);box-shadow:var(--shadow)}.article h1{font-size:clamp(34px,5vw,58px);line-height:1.08;letter-spacing:-.04em;margin:0 0 18px}.article h2{font-size:clamp(24px,3.5vw,36px);line-height:1.15;letter-spacing:-.025em;margin:42px 0 14px}.article h3{margin:28px 0 10px}.article p,.article li{color:#334155}.article a{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:4px;color:#1d4ed8}.toc{background:#f8fafc;border:1px solid var(--line);border-radius:22px;padding:18px;margin:24px 0}.toc a{display:block;padding:8px 0;text-decoration:none;color:#1e40af;font-weight:800}.checklist{display:grid;gap:12px;margin:22px 0}.check{display:flex;gap:12px;align-items:flex-start;background:#f8fafc;border:1px solid var(--line);border-radius:18px;padding:14px}.check:before{content:"✓";flex:0 0 28px;width:28px;height:28px;border-radius:999px;background:#dcfce7;color:#166534;display:grid;place-items:center;font-weight:900}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:20px;margin:24px 0}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:15px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f8fafc}.faq details{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;margin:12px 0}.faq summary{font-weight:900;cursor:pointer}.cta{background:linear-gradient(135deg,#172554,#312e81);color:#fff;border-radius:34px;padding:42px;margin-top:34px;overflow:hidden;position:relative}.cta:after{content:"";position:absolute;right:-80px;top:-80px;width:240px;height:240px;background:rgba(255,255,255,.12);border-radius:50%}.cta p{color:#dbeafe;max-width:720px}.footer{margin-top:50px;background:#0f172a;color:#cbd5e1;padding:44px 0}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:26px}.footer h2,.footer h3{color:#fff;margin:0 0 10px}.footer a{color:#cbd5e1;display:block;margin:8px 0}.footer p{color:#94a3b8;margin:0}.disclaimer{font-size:13px;color:#64748b;margin-top:14px}.breadcrumb{font-size:14px;color:#64748b;margin-bottom:18px}.breadcrumb a{color:#1d4ed8;text-decoration:none;font-weight:800}.notice{border-left:4px solid #315cff;background:#eff6ff;border-radius:16px;padding:16px;margin:20px 0;color:#1e3a8a}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:24px;align-items:start}.quote{font-size:20px;font-weight:800;color:#1e293b;background:#f8fafc;border-radius:22px;padding:22px;border:1px solid var(--line)}.badge-row{display:flex;gap:10px;flex-wrap:wrap}.badge{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 12px;font-size:13px;font-weight:800;color:#334155}@media (max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.menu{display:none}.trust{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:620px){.grid,.trust,.footer-grid{grid-template-columns:1fr}.hero{padding-top:46px}.brand img{width:162px}.article{border-radius:24px}.nav{height:68px}.actions .btn{width:100%}}